Our FHA Loan Rates Are Low & Our Process is Quick & Painless

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We’re here to make the FHA home loan process a whole lot easier, with tools, and expertise that will help guide you along the way, starting with our FHA Loan Qualifier.

Whether you’re a first-time home buyer or a seasoned investor, we’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The FHA Loan Process

Here’s how our home loan process works:

• Complete our simple FHA Loan Qualifier
• Receive options based on your unique criteria, and scenario
• Compare mortgage interest rates, and terms
• Choose the offer that best fits your needs

Typically, an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment, and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.